A lot of people pin that 1995 loss on the ref (and there were a few sketchy decisions), but no one seems to ask why the team was flat or nervous?
It doesn't make sense. That season was Bozo's 5th minor premiership and 4th Grand Final as coach, including the premiership in 1987. There were a few '87 players and other premiership winners in that squad too.
Unfortunately, scoring an average of nearly 32 points per game in a season means not much if you then turn around and score 4 points in a Grand Final...