For his birthday, little Patrick asked for a 10-speed bicycle. His father said, "Son, we'd give you one, but the mortgage on this house is $180,000 and your mother just lost her job. There's no way we can afford it." The next day the father saw little Patrick heading out the front door with A suitcase. So he asked, "Son, where are you going?" Little Patrick told him, "I was walking past your room last night and I heard you telling mom you were pulling out. Then I heard her tell you to wait because she was coming too. And I'll be damned if I'm staying here by myself with a $180,000 mortgage and no bike!"