For your consideration

Journey Man
I’ve come across an ‘insurance policy’ for spinal injury.

PBF is not an insurance company, but a charity that pays its members a member benefit of $100,000 at the time of accident and diagnosis, should a member a incur a spinal injury resulting in paraplegia or quadriplegia. We would all hope that nothing like this would happen to us, but you never know.

A policy for a family costs $50 per annum which is a very small price to pay when you think about it.

The web-site is: http://www.pbf.asn.au/asp/index.asp

Application forms can be found at: http://www.pbf.asn.au/asp/index.asp?sid=5&page=join_pbf&cid=76&gid=5
 
Journey Man
Apparently it's an automatic payment of $100,000 as soon as quadraplegia or paraplegia is diagnosed.

Apparently wheelchairs, adjustments to houses etc can be very costly up front expenses and sometimes compo can get delayed by 6 months to 3 years.

So this $100,000 is really to help people over that initial difficult period.
 

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